Financial Planning Services

Your MASTER PLAN involves a review of all the major areas of your financial life including Budget, Investments, Retirement, Taxes, Insurance, Estate, Education, and Family Needs and Goals. Financial planning is a highly interactive and dynamic process. Beyond merely collecting, analyzing, and reviewing your data, we encourage you to dream about your future aspirations, both in the short and long-term. Financial planning is an ongoing journey and not a one-time event. We will review your financial plan often to ensure it reflects any changes or transitions in your life or goals.

You will discover that The Financial Planning Process at Hertiage is a relaxed, but yet engaging and thought -provoking experience. As we build your plan together, you will be empowered and focused to move forward with confidence.

White board with financial words written on it

We will make the journey together by utilizing the following steps:

Step 1: Your Financial Situation

We gather your financial information so we can review your current financial situation. We will let you know what information is important during this phase.

Step 2: Your Financial Goals

This is the step where we encourage you to reflect upon your hopes and dreams. We establish your goals and begin to put shape to them by exploring personal concerns and special needs you may have. We then prioritize your goals that we have identified for you and your family.

Step 3: Create Plan

After we understand your goals and current situation, we create a comprehensive financial plan incorporating all the various components. This becomes our agreed upon road map in which to move forward.

Step 4: Implement Plan

We coordinate all aspects of your plan to protect and invest for your family’s future. If necessary, we will interact with other financial professionals you maybe working with, such as, accountants, attorneys, or insurance agents to coordinate your plan.

Step 5: Review and Revise Plan

We will review your plan periodically to ensure that your goals remain synchronized to your plan. We mill make changes when necessary.